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Welcome to your March update from Monenti Partners. Each month, we share highlights of what’s been happening in and around the business.

This month, more exam success for Sarah Wiltshire and Robert Scarrott, and meet Chartered Financial Planner, Jack Payne – who has been training for the Barcelona Marathon and doing some remarkable fundraising, too.

Sarah Wiltshire and Robert Scarrott both have reason to celebrate

Congratulations to Client Executives Sarah and Robert, who have both successfully passed the CII Investment Principles and Risk (R02) exam.

R02 is one of six core units of the Diploma in Regulated Financial Planning. Focusing on the investment principles and risks that underpin sound financial advice, the exam covered the behaviour and risks of different asset classes, the macroeconomic environment, and key investment theories.

Passing this exam is an important milestone for Sarah and Rob, who are now a step closer to completing their Diploma.

Well done to you both on this fantastic achievement.

Meet Jack Payne – Chartered Financial Planner

A Chartered Financial Planner with previous experience as a paraplanner, Jack has deep knowledge of investment and retirement planning. Where appropriate, he uses cashflow modelling to help clients visualise their finances and meet their goals.

Here’s Jack to tell you more about his role and the thoughtful guidance and proactive support he provides.

Can you tell us more about you, your role, and what you do?

I’m a Chartered Financial Planner, and my role centres on helping clients clarify, structure, and achieve their financial goals.

Many clients begin their journey with savings and investments held in various places, but without a cohesive strategy. My responsibility is to ask the right questions, understand the broader picture, and determine how their existing provisions can be aligned to support their short-, medium-, and long‑term objectives.

I guide clients through three key stages of their financial lifecycle: capital accumulation, capital decumulation, and later‑life planning.

I provide ongoing coaching, from determining how much to invest to identifying the most appropriate solutions to meet clients’ needs.

A core part of my approach is the use of sophisticated cashflow modelling technology. This allows clients to visualise their personalised financial plan, understand the impact of their decisions, and see clearly what is required to achieve their goals.

Above all, my priority is to continue helping clients achieve their goals, whether personal, financial, or long‑term, by providing thoughtful guidance and proactive support every step of the way.

What are your specialties? 

I specialise in helping clients gain clarity and confidence in their long‑term financial decisions through detailed cashflow modelling and tailored pension and investment planning.

By illustrating how your finances may evolve over time, cashflow modelling enables us to make informed choices today that support your future goals.

Alongside this, I provide structured pension and investment advice designed to align with your savings, risk tolerance, and retirement objectives, ensuring your wealth is managed in a way that supports both your aspirations and financial wellbeing.

What is your favourite part of your role?

Supporting clients in achieving their goals, particularly those ambitions they may initially view as uncertain or out of reach.

I take great satisfaction in bringing a client’s financial plan to life, connecting their personal circumstances with their long‑term objectives in a clear and meaningful way.

When clients are able to visualise their own tailored plan, it often provides the clarity and confidence they need to move forward.

What advice would you give to someone who wants to work in the financial services profession?

Remain committed to continuous learning.

Whether you’re beginning your journey by pursuing the relevant professional qualifications or staying informed about industry developments, investing in your knowledge is essential.

We operate in a highly regulated and constantly evolving environment. By keeping our skills and understanding up to date, we are better equipped to deliver positive outcomes for clients and provide consistently high‑quality financial advice.

What do you think the future of financial planning looks like?

The future of financial planning will continue to be shaped by advancements in technology and artificial intelligence (AI). As these tools evolve, the profession is becoming increasingly tech‑driven. Combined with the introduction of Consumer Duty in 2023, this shift is paving the way for more personalised, client‑centric advice.

At Monenti Partners, we pride ourselves on being forward‑thinking and ahead of industry trends.

We have already integrated AI into our advice process and utilise sophisticated cashflow modelling technology to bring clients’ financial plans to life. These innovations enable us to deliver clearer insights, enhance client engagement, and support more informed decision‑making.

Quickfire questions

Your ideal weekend? Watching Leeds United win followed by a curry.

Best gift you’ve ever received? Tickets to Dublin for a recent birthday.

Top three guests at your dream dinner party? Marcelo Bielsa, Noel Gallagher, and Gordon Ramsay.

Behind the scenes, Jack has been busy training for the Barcelona Marathon

One thing to know about Jack – he isn’t afraid of a challenge. He’s spent the last several months training to run a marathon and raising funds for a charity close to his heart.

Last weekend, Jack joined more than 30,000 runners from around the world to take part in the Zurich Marató Barcelona.

Before leaving, Jack said, “This will be my first marathon (and more than likely my last given the injuries I’ve had along the way).

“I’m raising funds for the Rob Burrow Appeal, which helps those in Leeds and the north of England with Motor Neurone Disease (MND).

“I chose this charity because I’ve seen firsthand the devastating impact that MND has on both the individual and their family.

“Also, I’m from Leeds, where Rob Burrow is a true legend – from what he did on the pitch for the Leeds Rhinos over many years to the work he did off the pitch to raise awareness of this horrific disease.

“The more money I can raise to help, the more support they can give to those that really need it.”

Alongside many other supporters, Monenti Partners has donated £250, meaning Jack has already surpassed his initial fundraising target. Jack initially hoped to raise somewhere in the region of £500, but so far he has raised £1,195.

If you’d like to support Jack and the Rob Burrow Appeal, please visit his JustGiving page – any donations would be greatly appreciated.

Speaking about his training schedule, Jack revealed, “Fitting in the training wasn’t actually that difficult as I downloaded the Runna app and my 10km pace and it generated the training schedule for me.

“Saying that, I have questioned my decisions when after a long day at work I’ve got to fit in a 15km run in the January evening rain. I’ve managed to squeeze the longer runs into the weekends around social commitments.”

We’re sure the hard work will pay off, and by extending his trip he’ll have plenty of time to enjoy paella, tapas, and Estrella afterwards.

Look out for Jack’s post-race report in April’s company news update.